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February 2016: Could Your Property Debts Be Cancelled?

Latest News Letters - Tue, 01/19/2016 - 00:00
If you are a bank (or other lender), or if you have borrowed money against your property and are facing financial difficulty, you need to know about a recent High Court decision declaring that a bank’s loans to a farming couple had been granted “recklessly”, setting aside the loans, and cancelling the mortgage bonds.You are a South African citizen. You decide to acquire dual citizenship. Your reasons for doing so are irrelevant – perhaps you are living/working overseas, ...

Starting a business in 2016? 3 steps to get you going

Latest News Letters - Thu, 12/17/2015 - 00:00
It seems as though 2016 has a rough ride in store for us but as the wise old saying has it: “Fortune favours the brave”.  Just remember to mix a good dose of realism in with the bravery.

January 2016: Starting a Business in 2016

Latest News Letters - Thu, 12/17/2015 - 00:00
It seems as though 2016 has a rough ride in store for us but as the wise old saying has it: “Fortune favours the brave”.  Just remember to mix a good dose of realism in with the bravery.

Your Holiday Season Guide To Home Buying And Selling

Latest News Letters - Tue, 11/17/2015 - 00:00
Selling or buying a house can seem like a complicated and confusing process but help is at hand!   Have a look at this simple overview: “Buying or Selling a House – What You Need to Know” from the Law Society of South Africa on its website at http://www.lssa.org.za/legal-practitioners/resources-for-attorneys/misc/public-information-brochures/misc/buying-and-selling-a-house. Just remember these important principles (familiar to regular readers) –From 1st Nove...

December 2015: Your Holiday Season Guide to Home Buying and Selling

Latest News Letters - Tue, 11/17/2015 - 00:00
Selling or buying a house can seem like a complicated and confusing process but help is at hand!   Have a look at this simple overview: “Buying or Selling a House – What You Need to Know” from the Law Society of South Africa on its website at http://www.lssa.org.za/legal-practitioners/resources-for-attorneys/misc/public-information-brochures/misc/buying-and-selling-a-house. Just remember these important principles (familiar to regular readers) –From 1st Nove...

“Demolish Or Go To Jail”: Developer In The Doghouse

Latest News Letters - Fri, 10/23/2015 - 00:00
“….. a lenient approach ….. would also lead to an open invitation to members of the public to follow the course adopted by the [developer] and to continue with the construction of buildings and structures in circumstances where the authority therefore has not been obtained from the relevant municipality”
30 days – that’s how long a property de...

November 2015: Demolish or Go To Jail

Latest News Letters - Fri, 10/23/2015 - 00:00
“….. a lenient approach ….. would also lead to an open invitation to members of the public to follow the course adopted by the [developer] and to continue with the construction of buildings and structures in circumstances where the authority therefore has not been obtained from the relevant municipality”
30 days – that’s how long a property de...

Property Owners: Manage Your Risk Of Being Sued

Latest News Letters - Fri, 09/18/2015 - 00:00
What happens if someone is injured or killed, or suffers some other form of loss on your property?  Three recent court cases highlight your risk of liability for any potential dangers that you don’t take reasonable steps to avoid. Maintenance defaulters won’t be pleased with new amendments to our Maintenance Act, signed into law on 9 September and aimed at making it easier to enforce payment of arrears. In particular the provision for defaulters to be registered with ...

October 2015: Property Owners Risk Liability

Latest News Letters - Fri, 09/18/2015 - 00:00
What happens if someone is injured or killed, or suffers some other form of loss on your property?  Three recent court cases highlight your risk of liability for any potential dangers that you don’t take reasonable steps to avoid. Maintenance defaulters won’t be pleased with new amendments to our Maintenance Act, signed into law on 9 September and aimed at making it easier to enforce payment of arrears. In particular the provision for defaulters to be registered with ...

Write your will today! Four good reasons to do it now

Latest News Letters - Tue, 08/25/2015 - 00:00
“We used to terrorize our babysitters when I was little, except for my grandfather because he used to read to us from his will” (comic Janine Ditullio) Whether you are young or old, healthy or ailing, wealthy or not-so-wealthy, married or single – you must have a will. Dying “...

September 2015: Four Reasons to Write Your Will Today

Latest News Letters - Tue, 08/25/2015 - 00:00
“We used to terrorize our babysitters when I was little, except for my grandfather because he used to read to us from his will” (comic Janine Ditullio) Whether you are young or old, healthy or ailing, wealthy or not-so-wealthy, married or single – you must have a will. Dying “...

August 2015: Boundary Wars

Latest News Letters - Wed, 07/22/2015 - 00:00
You find out that the fence/wall/house your neighbour is building, or has built, is actually on your land – what can you do about it? No problem of course if you are happy to sell the land in question to your neighbour at an agreed price, or if your neighbour voluntarily removes the encroachment.  But if instead you come to blows and end up in court, what will the outcome be?  Regrettably, as a recent Supreme Court of Appeal (SCA) case shows, there is no easy answer to that q...

July 2015: Choose Your Conveyancer

Latest News Letters - Wed, 06/24/2015 - 00:00
For most people, your house is your most important asset.  So when you sell it (or any other property for that matter), it is absolutely critical to entrust the process to a conveyancer you can trust to act with both speed and integrity. When you sell property, the conveyancer is the specialist attorney appointed as “transferring attorney” and tasked with carrying out the process of registering the buyer as the new owner.  Only suitably qualified attorneys are admitted ...

June 2015: Landlords Switching off Lights

Latest News Letters - Fri, 05/22/2015 - 00:00
Your tenant isn’t paying rent and refuses to move out – can you turn the electricity off?
The judgment discussed in this article relates to a commercial occupier and as is noted in this article, residential occupiers enjoy additional protections to commercial occupants. There will no doubt be much debate in legal circles as to what extent this new decision might or might not assist ...

May 2015: Your House in a Trust on Divorce

Latest News Letters - Mon, 04/20/2015 - 00:00
“….. trust assets held by a trustee in trust, do not form part of the personal property of such trustee as a matter of law” (extract from judgment below)
What happens if your home is registered in the name of a trust and you get divorced?  Do you get a share of the house’s value? A trust attacked <...

April 2015: Transfer Duty will you Save or Lose

Latest News Letters - Thu, 03/19/2015 - 00:00
In a nutshell, the transfer duty tax breaks announced in Budget 2015 will reduce costs for most middle-income households but will increase costs of property transactions above about R2,65m (with maximum savings at about the R2m to R2,3m level). Remember that no transfer duty is payable when VAT applies to a sale.Here’s an unhappy scenario for any employer – You are losing a fortune in stock shrinkage, You can p...

March 2015: When the Email is Deadlier than the Mail

Latest News Letters - Thu, 02/19/2015 - 00:00
"The email of the species is deadlier than the mail." (Stephen Fry)
Last month we discussed the need for a “non-variation” clause in every agreement you sign, and the dangers of not having one.   This month we turn to the related danger of inadvertently concluding, amending and/or cancelling agreements b...

February 2015: Struggling to Evict a Commercial Occupant?

Latest News Letters - Tue, 01/20/2015 - 00:00
A recent Constitutional Court judgment highlights a fundamental difference in the legal protections afforded to two types of unlawful occupant – Residential occupants:Occupants residing on premises are afforded protection in terms of PIE (The Prevention of Illegal Eviction from and Unlawful Occupation of Land Act) with its many onerous requirements for eviction.  Note that even residents of “commercial” ...

January 2015: The Watertight Case that Prescribed

Latest News Letters - Wed, 12/17/2014 - 00:00
“Sad is the day when a party with a watertight case comes to court and he is stopped in his tracks by a sudden death due to a fatal blow from a watertight defence of prescription. The present matter is a classic case of this nature” (extract from judgment below)
Here’s another warning from our courts about the dangers of procrastination when it comes to...

December 2014: The Golf Estate Rules That Sent a St Bernard to the Doghouse

Latest News Letters - Mon, 11/24/2014 - 00:00
“To his dog, every man is Napoleon; hence the constant popularity of dogs” (Aldous Huxley) Living in a residential estate means submitting yourself to all rules and regulations lawfully imposed by the estate’s management on residents.  A recent High Court judgment illustrates.The Basic Conditions of Employment Act (BCEA) sets a minimum of 15 annual days&rsquo...

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